Free Money How to collect spousal benefits and wait until 70 to claim your Social Security Most financial advisors will tell you the highest wage earner in the family should wait to collect Social Security benefits until age 70. Benefits increase on average 8% per year for each year you […]
Blockbuster, Circuit City, K-Mart—Estate Planning? For the majority of the last 15 years, the desire to avoid the Federal Estate Tax has driven the preparation of many estate plans. In 1999, the exemption from the Federal Estate Tax was $650,000. After reaching the exemption amount, the tax started at 35 […]
How do you know when your dad should no longer drive? The answer is obvious: when you will no longer ride with him. The sad fact is in rural Indiana losing your driver’s license is equated with the loss of your independence. We do not want mom or dad to […]
New VA Rules for Pension Benefits Effective October 18, 2018 The VA has a pension benefit to help certain financially eligible wartime veterans or spouses of deceased veterans. This pension benefit has come to be known as the Aid and Attendance Award. The VA has recently published proposed changes in […]
Important Change in Indiana Health Care Consent Laws We all make decisions about our health every day. We take for granted our right to make these decisions. Who will make decisions about your health when you become incompetent? If you did not have a written advance directive, Indiana law used […]
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